Third-Party Debt Recovery

Third-Party Debt Recovery

When it comes to third-party debt recovery, CBSI is head and shoulders above the crowd. Our overall recovery rate is almost double the industry standard. We leverage our extensive database to connect data points, combine efforts, and revisit accounts over time – all while remaining uncommonly consumer-friendly.


CBSI's fully automated process provides clients with 24/7 access to our online portal to monitor their accounts, generate complex reports, access detailed account data, and securely transfer files. All data is 256-bit encrypted and fully complies with ever-changing state and federal regulations.

Our third-party collection services include letters, personalized phone calls, skip tracing, reporting to national credit bureaus, and (when appropriate) legal collections.


We believe being "Iowa nice" is the right way to treat people. We focus on preserving your valued customer relationships while helping consumers find a way to pay what they owe you. 

Contact Us

Experts in Debt Collection Services

Call Credit Bureau Services of Iowa, Inc today!

(641) 673-3403

(641) 673-3403

Had a very difficult situation that Credit Bureau Services of Iowa, Inc handled with kindness and respect. Great company, great people!

- Carrie C.

Credit Bureau Services of Iowa, Inc. has amazing people to work with. Erika and her supervisor listened and were very considerate. They solved my issue and helped me immensely!

 - Malissa G.

Michelle was my collector from Credit Bureau Services of Iowa, Inc, and she got a hold of me every two weeks. Who else can say they became friends with their debt collector? I can! She was friendly and genuinely cared about my health, especially when I missed a call. She was always diligent but mostly just a kind soul. She deserves a raise. :)

 - Kyle W.

I have nothing but nice things to say about this company!! I have worked with Tammy for a couple of years now, chipping away at our debt and she has ALWAYS been beyond helpful and never once been judgmental or rude. She has helped me with solutions for other TERRIBLE companies I’ve actually had to take to court for garnishments straight out of my bank accounts. Words can’t express how refreshing it is to have help from someone who truly wants to help you when dealing with unpleasant debts you owe. I’m looking forward to one day having it paid off, but will miss my bi-weekly little conversations with Tammy. Give this lady a big ole raise -- she deserves it!! Thank you again for your kindness and help over the last few years, Tammy.

-Alicia H.

Very, and I mean very, kind from the beginning of the call until the end. The first representative couldn’t help me and didn’t act as if she could. She sent me straight to a supervisor because she cared and wanted to help, which was even more kind. I wish they could have helped me because this company is amazing with customer service and gave me additional helpful information. The supervisor, Amy, definitely deserves her position.

 - De’Ayohnna S.

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